100% FIX & FLIP FINANCING

No Money Down. Full Funding. Fast Closings.

AGS Lending Group provides 100% financing for qualified fix and flip investors in select markets.

Apply Now Calculate Your Loan

AGS Lending Group originates investment loans through a select network of capital partners. We manage the entire process to ensure speed, simplicity, and reliability—regardless of the funding source.

100% Financing

Zero down payment required for qualified borrowers on approved projects.

Flexible Terms

Choose from 9, 12, 18, or 24-month terms to fit your investment strategy.

Fast Closings

Close in as little as 7-10 business days with our streamlined process.

Competitive Rates

Starting at 11.99% with our special rates for qualified borrowers.

  • Funding may be provided directly by AGS or through a trusted capital partner.
  • Terms and conditions vary by program, location, and borrower qualifications.

Investment Property Loan Calculator

Calculate your potential loan amount, monthly payments, and profit potential.

Loan Summary

Total Project Cost: $0.00
Loan Amount: $0.00
Origination Fee: $0.00
Cash to Close $0.00
Monthly Payment: $0.00
Total Interest: $0.00
Total Financing Cost: $0.00
Estimated ARV: $0.00
Potential Profit: $0.00

Estimates provided are for illustrative purposes only. Final loan terms are subject to underwriting approval and may vary depending on funding source, borrower qualifications, and property details.

Apply for Financing

Complete the form below to apply for 100% financing for your investment property.

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Frequently Asked Questions

Find answers to common questions about our 100% financing program

What is a 100% financing loan?

A 100% financing loan covers the entire purchase price and rehab costs of an investment property. This loan qualifies based on the property's income potential rather than the borrower's personal income.

Do you require a down payment?

No, we offer 100% financing for both the purchase price and rehab costs. You'll only need to cover the origination fee and closing costs.

What credit score do I need?

We require a minimum credit score of 600. Borrowers with scores of 650+ receive the best rates.

How long does the loan process take?

From application to closing, the process typically takes 10-15 business days, depending on property details and documentation.

What property types do you finance?

We finance single-family homes, multi-family properties (2-4 units), condos, and townhouses.

How are rehab funds distributed?

Rehab funds are distributed in draws as work is completed. Our team will conduct inspections to verify completion before releasing funds.

Is AGS Lending Group the lender?

AGS Lending Group originates and manages your loan through a trusted network of capital providers. Some loans are table-funded directly by AGS, while others are submitted to our affiliated lenders. Either way, we handle everything so you don't have to.