/* Base Styles */
:root {
    --primary-color: #2c5282;
    --primary-rgb: 44, 82, 130;
    --secondary-color: #e6b54a;
    --secondary-rgb: 230, 181, 74;
    --dark-color: #1a2b47;
    --light-color: #f8f9fa;
    --gray-color: #6c757d;
    --success-color: #28a745;
    --warning-color: #ffc107;
    --danger-color: #dc3545;
    --info-color: #17a2b8;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Montserrat', sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f8f9fa;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 15px;
}

/* Header Styles */
header {
    background-color: var(--dark-color);
    color: white;
    padding: 15px 0;
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
}

header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo h1 {
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0;
}

nav ul {
    display: flex;
    list-style: none;
}

nav ul li {
    margin-left: 20px;
}

nav ul li a {
    color: white;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s;
    padding: 5px 10px;
    border-radius: 4px;
}

nav ul li a:hover {
    color: var(--secondary-color);
}

.phone-number {
    background-color: var(--secondary-color);
    color: var(--dark-color) !important;
    padding: 8px 15px !important;
    border-radius: 25px;
    font-weight: 600;
    transition: all 0.3s;
}

.phone-number:hover {
    background-color: white;
    color: var(--dark-color) !important;
}

.mobile-menu-toggle {
    display: none;
    font-size: 1.5rem;
    cursor: pointer;
}

/* Hero Section */
#hero {
    background-image: linear-gradient(rgba(26, 43, 71, 0.8), rgba(26, 43, 71, 0.8)), url('https://images.unsplash.com/photo-1582407947304-fd86f028f716?ixlib=rb-1.2.1&ixid=MnwxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8&auto=format&fit=crop&w=2000&q=80');
    background-size: cover;
    background-position: center;
    color: white;
    padding: 150px 0 100px;
    text-align: center;
}

.hero-content {
    max-width: 800px;
    margin: 0 auto;
}

.hero-content h1 {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 20px;
}

.hero-content h2 {
    font-size: 1.8rem;
    font-weight: 400;
    margin-bottom: 30px;
    color: var(--secondary-color);
}

.hero-content p {
    font-size: 1.2rem;
    margin-bottom: 40px;
}

.hero-buttons {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-bottom: 30px;
}

.funding-disclaimer {
    max-width: 800px;
    margin: 30px auto 0;
    padding: 15px;
    background-color: rgba(255, 255, 255, 0.1);
    border-radius: 8px;
    font-size: 0.9rem;
}

/* Button Styles */
.btn {
    display: inline-block;
    padding: 12px 30px;
    border-radius: 30px;
    text-decoration: none;
    font-weight: 600;
    text-align: center;
    transition: all 0.3s;
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-primary {
    background: linear-gradient(135deg, var(--primary-color), #1a4172);
    color: white;
    box-shadow: 0 4px 15px rgba(44, 82, 130, 0.3);
}

.btn-primary:hover {
    background: linear-gradient(135deg, #1a4172, var(--primary-color));
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(44, 82, 130, 0.4);
}

.btn-secondary {
    background: linear-gradient(135deg, var(--secondary-color), #d9a43c);
    color: var(--dark-color);
    box-shadow: 0 4px 15px rgba(230, 181, 74, 0.3);
}

.btn-secondary:hover {
    background: linear-gradient(135deg, #d9a43c, var(--secondary-color));
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(230, 181, 74, 0.4);
}

/* Features Section */
#features {
    padding: 80px 0;
    background-color: white;
}

.feature-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-bottom: 40px;
}

.feature-card {
    background-color: white;
    border-radius: 10px;
    padding: 30px;
    text-align: center;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s, box-shadow 0.3s;
}

.feature-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.feature-icon {
    font-size: 2.5rem;
    color: var(--primary-color);
    margin-bottom: 20px;
}

.feature-card h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: var(--dark-color);
}

.feature-card p {
    color: var(--gray-color);
}

.program-highlights {
    background-color: #f8f9fa;
    border-radius: 10px;
    padding: 20px 30px;
}

.program-highlights ul {
    list-style-type: none;
}

.program-highlights ul li {
    position: relative;
    padding-left: 25px;
    margin-bottom: 10px;
    color: var(--dark-color);
}

.program-highlights ul li:before {
    content: "\f00c";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    position: absolute;
    left: 0;
    color: var(--primary-color);
}

/* Calculator Section */
.calculator-section {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.section-header {
    text-align: center;
    margin-bottom: 50px;
}

.section-header h2 {
    font-size: 2.5rem;
    color: var(--dark-color);
    margin-bottom: 15px;
}

.section-header p {
    font-size: 1.2rem;
    color: var(--gray-color);
    max-width: 700px;
    margin: 0 auto;
}

.calculator-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
    background-color: white;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
    margin-bottom: 30px;
}

.calculator-inputs {
    padding: 30px;
    background-color: #f8f9fa;
    border-right: 1px solid #e9ecef;
}

.input-group {
    margin-bottom: 20px;
}

.input-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: var(--dark-color);
}

.input-group input,
.input-group select {
    width: 100%;
    padding: 12px 15px;
    border: 1px solid #ced4da;
    border-radius: 5px;
    font-size: 1rem;
    font-family: inherit;
}

.input-group input:focus,
.input-group select:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(44, 82, 130, 0.2);
}

.calculator-results {
    padding: 30px;
}

.calculator-results h3 {
    font-size: 1.8rem;
    color: var(--dark-color);
    margin-bottom: 25px;
    text-align: center;
}

.result-item {
    display: flex;
    justify-content: space-between;
    margin-bottom: 15px;
    padding-bottom: 15px;
    border-bottom: 1px solid #e9ecef;
}

.result-item span:first-child {
    font-weight: 500;
    color: var(--dark-color);
}

.result-item span:last-child {
    font-weight: 600;
    color: var(--primary-color);
}

.result-item.total {
    margin-top: 20px;
    padding-top: 15px;
    border-top: 2px solid var(--primary-color);
    font-size: 1.2rem;
}

.result-item.total span:last-child {
    color: var(--success-color);
}

.alert {
    padding: 15px;
    border-radius: 5px;
    margin-bottom: 20px;
    font-size: 0.9rem;
}

.alert-warning {
    background-color: #fff3cd;
    color: #856404;
    border: 1px solid #ffeeba;
}

.alert-info {
    background-color: #d1ecf1;
    color: #0c5460;
    border: 1px solid #bee5eb;
}

.calculator-cta {
    display: flex;
    justify-content: space-between;
    margin-top: 30px;
}

.calculator-disclaimer {
    text-align: center;
    margin: 20px 0 40px;
    color: var(--gray-color);
    font-size: 0.9rem;
}

/* Comparable Properties */
#comparable-properties-section {
    margin-top: 50px;
}

#comparable-properties-section h3 {
    font-size: 1.8rem;
    color: var(--dark-color);
    margin-bottom: 15px;
}

#comparable-properties {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 20px;
}

.comp-item {
    background-color: white;
    border-radius: 8px;
    padding: 20px;
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.05);
}

.comp-item h4 {
    color: var(--primary-color);
    margin-bottom: 15px;
    font-size: 1.2rem;
}

.comp-item p {
    margin-bottom: 8px;
    color: var(--gray-color);
}

.comps-source-note {
    margin-top: 20px;
    text-align: center;
    font-style: italic;
    color: var(--gray-color);
}

.no-comps-message {
    text-align: center;
    padding: 30px;
    background-color: #f8f9fa;
    border-radius: 8px;
    color: var(--gray-color);
    font-style: italic;
}

/* Apply Section */
#apply {
    padding: 80px 0;
    background-color: white;
}

.apply-container {
    max-width: 800px;
    margin: 0 auto;
}

.form-section {
    margin-bottom: 40px;
}

.form-section h3 {
    font-size: 1.5rem;
    color: var(--dark-color);
    margin-bottom: 20px;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--primary-color);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.form-group {
    margin-bottom: 20px;
}

.form-group.full-width {
    grid-column: span 2;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    color: var(--dark-color);
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 15px;
    border: 1px solid #ced4da;
    border-radius: 5px;
    font-size: 1rem;
    font-family: inherit;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(44, 82, 130, 0.2);
}

.form-group textarea {
    height: 120px;
    resize: vertical;
}

.form-check {
    display: flex;
    align-items: flex-start;
    margin-top: 10px;
}

.form-check input {
    margin-right: 10px;
    margin-top: 5px;
}

.form-check label {
    font-size: 0.9rem;
    color: var(--gray-color);
}

.form-actions {
    text-align: center;
    margin-top: 30px;
}

/* FAQ Section */
#faq {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.faq-container {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background-color: white;
    border-radius: 8px;
    margin-bottom: 15px;
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.05);
    overflow: hidden;
}

.faq-question {
    padding: 20px;
    font-weight: 600;
    color: var(--dark-color);
    cursor: pointer;
    position: relative;
    padding-right: 40px;
}

.faq-question:after {
    content: "\f107";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    position: absolute;
    right: 20px;
    transition: transform 0.3s;
}

.faq-item.active .faq-question:after {
    transform: rotate(180deg);
}

.faq-answer {
    padding: 0 20px;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease-out, padding 0.3s ease;
}

.faq-item.active .faq-answer {
    padding: 0 20px 20px;
    max-height: 1000px;
}

/* Footer */
footer {
    background-color: var(--dark-color);
    color: white;
    padding: 60px 0 0;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    margin-bottom: 40px;
}

.footer-column h3 {
    font-size: 1.3rem;
    margin-bottom: 20px;
    color: var(--secondary-color);
}

.footer-column p {
    margin-bottom: 15px;
    color: rgba(255, 255, 255, 0.7);
}

.footer-column ul {
    list-style: none;
}

.footer-column ul li {
    margin-bottom: 10px;
}

.footer-column ul li a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: color 0.3s;
}

.footer-column ul li a:hover {
    color: var(--secondary-color);
}

.social-links {
    display: flex;
    gap: 15px;
    margin-top: 20px;
}

.social-links a {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    background-color: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    color: white;
    transition: all 0.3s;
}

.social-links a:hover {
    background-color: var(--secondary-color);
    color: var(--dark-color);
    transform: translateY(-3px);
}

.footer-bottom {
    text-align: center;
    padding: 20px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.9rem;
}

.footer-bottom a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
}

.footer-bottom a:hover {
    color: var(--secondary-color);
}

/* Modal */
.modal {
    display: none;
    position: fixed;
    z-index: 2000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.5);
    overflow: auto;
}

.modal-content {
    background-color: white;
    margin: 10% auto;
    padding: 30px;
    width: 90%;
    max-width: 500px;
    border-radius: 10px;
    box-shadow: 0 5px 30px rgba(0, 0, 0, 0.3);
    position: relative;
}

.close-modal {
    position: absolute;
    right: 20px;
    top: 15px;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--gray-color);
}

.close-modal:hover {
    color: var(--dark-color);
}

.modal-header {
    margin-bottom: 20px;
    text-align: center;
}

.modal-header h3 {
    color: var(--dark-color);
    font-size: 1.8rem;
}

/* Loading Indicator */
.loading-indicator {
    display: none;
    text-align: center;
    padding: 20px;
}

.spinner {
    width: 40px;
    height: 40px;
    margin: 0 auto 15px;
    border: 4px solid rgba(0, 0, 0, 0.1);
    border-left-color: var(--primary-color);
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

@keyframes spin {
    to {
        transform: rotate(360deg);
    }
}

/* Responsive Styles */
@media (max-width: 992px) {
    .calculator-container {
        grid-template-columns: 1fr;
    }
    
    .calculator-inputs {
        border-right: none;
        border-bottom: 1px solid #e9ecef;
    }
    
    .hero-content h1 {
        font-size: 2.5rem;
    }
    
    .hero-content h2 {
        font-size: 1.5rem;
    }
}

@media (max-width: 768px) {
    header {
        padding: 10px 0;
    }
    
    nav ul {
        display: none;
    }
    
    .mobile-menu-toggle {
        display: block;
    }
    
    .hero-content h1 {
        font-size: 2rem;
    }
    
    .hero-content h2 {
        font-size: 1.3rem;
    }
    
    .hero-buttons {
        flex-direction: column;
        gap: 15px;
    }
    
    .section-header h2 {
        font-size: 2rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .form-group.full-width {
        grid-column: span 1;
    }
    
    .calculator-cta {
        flex-direction: column;
        gap: 15px;
    }
    
    .calculator-cta button {
        width: 100%;
    }
}

@media (max-width: 576px) {
    .hero-content h1 {
        font-size: 1.8rem;
    }
    
    .hero-content h2 {
        font-size: 1.2rem;
    }
    
    .section-header h2 {
        font-size: 1.8rem;
    }
    
    .modal-content {
        margin: 20% auto;
        padding: 20px;
    }
}